Wednesday, June 19 2013 8:49 PM EDT2013-06-20 00:49:26 GMT
LOUISVILLE, KY (WAVE) – Four people have been shot in an condominium complex, according to MetroSafe. MetroSafe confirmed the shooting was reported at 4:27 p.m. Wednesday in the Lakeview condominium complex,Full Story >
Louisville Metro Police say the victims are a juvenile girl, an adult woman and an adult man.Full Story >
Wednesday, June 19 2013 8:09 PM EDT2013-06-20 00:09:49 GMT
The National Trust for Historic Preservation is urging Ohio to scrap a plan that could put a highway through a beloved 80-acre wooded area that residents of the village of Mariemont use for hiking andFull Story >
Founded in the 1920's, Mariemont is a historical part of Hamilton County with a hometown charm. Residents now fear that charm will disappear if the state gets their way.Full Story >
Vince Flynn, a best-selling author of political thriller novels, has died at age 47 after a two-year battle with prostate cancer.Full Story >
Best-selling author Vince Flynn, who wrote the Mitch Rapp counterterrorism thriller series and sold more than 15 million books in the U.S. alone, died Wednesday in Minnesota.Full Story >
Maybe you have a few credit blips. Maybe you don't have a steady stream of income. No matter the reason, it's not uncommon for landlords these days to request a co-signer.
When former NFL player John Diggs found an apartment, he knew he had scored a touchdown. There was just one catch.
"My credit has some challenges and the landlord requested that I get a co-signer," he said.
John didn't want to burden his family, so he paid a company to co-sign the lease for him.
"I didn't know these kind of services existed," Diggs said.
Bankrate.com's Janna Herron says the premise is simple: For a fee, companies like WeCosign, Insurent (which currently only operates in New York and New Jersey), and Co-signer.com will guarantee your lease for a contractual period of time --- even if you have bad credit or an unstable source of income.
"If you default, they pay the landlord the rest of the lease," Herron said.
With the financial crisis and shaky job market, experts say these services are in demand.
"We have people that are students and then we have people that are mid-life age. And we've also signed athletes and layers and doctors," said Frank Jakubaitis, the general manager of WeCosign, Inc.
Fees vary depending on the service. But you can expect to pay a percentage of your monthly or annual rent, typically ranging between six-percent and ten-percent.
"You may have to pay some other fees, such as a sign-up fee, a processing fee, a background check fee, and those could easily add another $100 to $200," said Herron.
Even though these services are designed for those with poor credit, applicants still have to qualify.
"They have their own minimum income and credit score requirements," Herron said. "And some others will deny you if you have too many outstanding bills, too many evictions, or a violent criminal record."
We contacted the Better Business Bureau, which told us it's important to keep in mind that this is "a fairly new industry," one that could have "real potential for abuse."
In fact, we found several complaints online.
Herron says don't be afraid to try friends and family first.
"It's the option of last resort," she said of the co-signing companies.
But former NFL player John Diggs was happy to have the option. Within days he had the new apartment keys in his hand.
"It's a sense of peace, a sense of warmth that I now have my home," he said. "And I'm on my way to re-building and re-establishing my life."
Wednesday, June 19 2013 9:29 AM EDT2013-06-19 13:29:19 GMT
NEW WEST MINISTER, CANADA (WAVE) - A second grader with a disability was seemingly shunned during a class picture. For Anne Belanger, the photo was completely unacceptable. Her son, Miles, was pushedFull Story >
A second grader with a disability was seemingly shunned during a photo shoot at his elementary school.Full Story >
Tuesday, June 18 2013 12:44 PM EDT2013-06-18 16:44:03 GMT
The "Prescription Product" line will be discontinued from national retail company, Urban Outfitters, following a plea from 24 Attorney Generals last month, including Ohio's Attorney General, Mike DeWineFull Story >
The "Prescription Product" line will be discontinued from national retail company, Urban Outfitters, following a plea from 24 Attorney Generals last month, including Ohio's Attorney General, Mike DeWine and Kentucky Attorney General Jack Conway.Full Story >
Wednesday, June 19 2013 1:47 PM EDT2013-06-19 17:47:57 GMT
DENVER (KUSA/CNN) - A military widow wants to know why another woman's name is engraved on her husband's headstone. She discovered the mistake while visiting his grave at Fort Logan Cemetery in Denver. "IFull Story >
A military widow wants to know why another woman's name is engraved on her husband's headstone.Full Story >
Wednesday, June 19 2013 10:23 AM EDT2013-06-19 14:23:12 GMT
(CNN) – More than 23,000 pounds of ground beef products are being recalled on fears they may be contaminated with E. coli bacteria. The recalled cases come from the National Beef Packing Company, basedFull Story >
More than 23,000 pounds of ground beef products are being recalled on fears they may be contaminated with E. coli bacteria.Full Story >
Wednesday, June 19 2013 12:15 PM EDT2013-06-19 16:15:45 GMT
Police are trying to identify two victims following an assault in Clifton. Authorities say that two men assaulted a victim, took the victim's wallet and used the victim's bank card. The assault occurredFull Story >
Police have arrested two teenagers following an assault in Clifton. Full Story >
Wednesday, June 19 2013 3:39 PM EDT2013-06-19 19:39:28 GMT
Police are in the 2400 block of Canterbury Avenue in Golf Manor investigating the report of two people shot. Few details are available at this time but canine units and an ambulance are on the scene. FOX19Full Story >
Golf Manor police officer Michael Forrest says an unknown individual went to the rear of the home and from the back patio shot several rounds into the bedroom. Full Story >
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